Home / Use Cases / Decide rent vs buy on a home
Use case3-step workflow

Decide rent vs buy on a home

Compare renting against buying over a holding period, then check the mortgage payment and net-worth impact.

Workflow

Step 1 of 3

Rent vs Buy Calculator

Compare total cost of renting vs. buying over a set number of years.

rent_vs_buy({"home_price": 400000, "monthly_rent": 100})
Step 2 of 3

Mortgage Payment Calculator

Get the exact monthly payment for the home price under consideration.

mortgage({"home_price": 400000, "annual_rate": 0.07})
Step 3 of 3

Net Worth Calculator

See how the purchase shifts current assets and debts.

net_worth({"cash": 100, "investments": 100, "retirement_accounts": 100})

Install

One command wires up every tool below for Claude Code:

claude mcp add --transport http wingman https://wingmanprotocol.com/mcp

Claude Desktop, Cursor and Continue configs are on /install. A free key (500 calls/month, no card) is on /pricing; beyond that it is x402 pay-per-call in USDC on Base.