Check life insurance need against net worth

Estimate the life-insurance coverage a household needs, check it against current net worth, then confirm the budget can carry it.

Workflow

Step 1 of 3

Life Insurance Needs Calculator (DIME)

Estimate DIME-method coverage need for the household.

life_insurance({"annual_income": 85000, "income_years": 85000, "debts": 100})

Step 2 of 3

Net Worth Calculator

Check current assets and debts against that coverage gap.

net_worth({"cash": 100, "investments": 100, "retirement_accounts": 100})

Step 3 of 3

Personal Budget (50/30/20) Calculator

Confirm the monthly budget has room for the resulting premium.

budget({"monthly_income": 85000})

Install

One command wires up every tool below for Claude Code:

claude mcp add --transport http wingman https://wingmanprotocol.com/mcp

Claude Desktop, Cursor and Continue configs are on /install. A free key (500 calls/month, no card) is on /pricing; beyond that it is x402 pay-per-call in USDC on Base.