Allocate monthly income across needs/wants/savings (50/30/20) and find your surplus or deficit and savings rate.
Free tier eligible — 500 calls/month with a free key from /pricing; x402 pay-per-call above quota.
| Parameter | Type | Required | Description |
|---|---|---|---|
monthly_income | number | required | Monthly take-home income in USD |
housing | number | optional | Monthly housing cost (rent/mortgage) in USD |
food | number | optional | Monthly food/groceries in USD |
transportation | number | optional | Monthly transportation in USD |
utilities | number | optional | Monthly utilities in USD |
insurance | number | optional | Monthly insurance premiums in USD |
healthcare | number | optional | Monthly healthcare in USD |
debt_payments | number | optional | Monthly minimum debt payments in USD |
entertainment | number | optional | Monthly entertainment/discretionary in USD |
savings | number | optional | Monthly amount saved/invested in USD |
other | number | optional | Other monthly spending in USD |
curl -s https://wingmanprotocol.com/mcp \
-H 'Content-Type: application/json' \
-H 'Accept: application/json, text/event-stream' \
-d '{"jsonrpc": "2.0", "id": 1, "method": "tools/call", "params": {"name": "budget", "arguments": {"monthly_income": 85000}}}'curl -s https://wingmanprotocol.com/tools/budget \
-H 'Content-Type: application/json' \
-d '{"monthly_income": 85000}'Edit the JSON and run it — this POSTs to https://wingmanprotocol.com/tools/budget from your browser.
X-Payment header, or get a free key at /pricing (500 calls/month, no card, no crypto).