Coverage need by the DIME method: debt + income replacement + mortgage + education, minus what you already have.
Free tier eligible — 500 calls/month with a free key from /pricing; x402 pay-per-call above quota.
| Parameter | Type | Required | Description |
|---|---|---|---|
annual_income | number | optional | Annual income to replace in USD |
income_years | number | optional | Years of income to replace (default 10) |
debts | number | optional | Non-mortgage debts in USD |
mortgage_balance | number | optional | Outstanding mortgage balance in USD |
num_children | number | optional | Number of children to fund education for |
education_per_child | number | optional | Education fund per child in USD (default 100000) |
final_expenses | number | optional | Final expenses/funeral in USD (default 15000) |
existing_coverage | number | optional | Existing life-insurance coverage in USD |
existing_savings | number | optional | Savings available to the family in USD |
curl -s https://wingmanprotocol.com/mcp \
-H 'Content-Type: application/json' \
-H 'Accept: application/json, text/event-stream' \
-d '{"jsonrpc": "2.0", "id": 1, "method": "tools/call", "params": {"name": "life_insurance", "arguments": {"annual_income": 85000, "income_years": 85000, "debts": 100}}}'curl -s https://wingmanprotocol.com/tools/life_insurance \
-H 'Content-Type: application/json' \
-d '{"annual_income": 85000, "income_years": 85000, "debts": 100}'Edit the JSON and run it — this POSTs to https://wingmanprotocol.com/tools/life_insurance from your browser.
X-Payment header, or get a free key at /pricing (500 calls/month, no card, no crypto).