Mutual Fund Selector: Find Low-Cost Index Funds in Any 401k

What's Inside

Every section is built around the exact decisions people usually get stuck on first.

• A 401k fund lineup audit guide that shows how to scan any plan menu quickly and narrow it to the strongest core options instead of comparing every fund blindly.
• An expense ratio red flag chart that treats costs above 0.50 percent as a warning sign and helps you understand when paying more might still be justified.
• An index fund identification guide that teaches you how to tell low-turnover passive funds from active funds using names, objectives, benchmarks, and holdings clues.
• A target date fund evaluation framework that explains when these all-in-one funds are perfectly fine and when the glide path, fee, or allocation makes them less attractive.
• A broker-by-broker list of strong no-load index fund options across Fidelity, Vanguard, Schwab, and T. Rowe Price so you can compare what quality looks like outside your plan.
• A fund comparison worksheet that keeps fees, asset class exposure, benchmark fit, and overlap in one place when you are choosing between similar sounding options.
• A switching guide for 401k rebalancing that explains the tax-free nature of in-plan moves and gives you a simple three-fund allocation template to implement once you decide.