3-Fund Portfolio Kit: The Lazy Investor's Complete Setup Guide

Name: 3-Fund Portfolio Kit: The Lazy Investor's Complete Setup Guide
Brand: Wingman Protocol
SKU: 3-fund-portfolio-kit
Price: 17 USD
Availability: InStock

The beauty of a three-fund portfolio is its simplicity, but a simple strategy still needs clear implementation. Which funds fit your broker, where should each asset class live, how do you rebalance, and what happens when a target-date fund is no longer the right fit?

This kit gives DIY investors a practical setup system so you can choose the funds, set the allocation, place assets tax-efficiently, and keep the portfolio on track without turning it into a hobby.

What's Inside

Fund selection guide by broker with Fidelity, Vanguard, Schwab, and ETF versions so you can map the three-fund structure to your actual accounts.
Allocation calculator by age and risk tolerance to help you pick a stock-bond mix you can stick with.
Rebalancing checklist covering annual reviews and threshold-based rules so drift does not go unchecked for years.
Tax-efficient placement guide for decisions like holding bonds in an IRA and placing international funds in taxable accounts when appropriate.
Contribution allocation instructions that show how new money can do part of the rebalancing work for you.
Ten, twenty, and thirty-year projection worksheet so you can see how the portfolio compounds under different contribution assumptions.
Target-date to three-fund transition guide for investors who want more control without overcomplicating the system.
Expense ratio comparison showing how tiny fee differences add up over decades of investing.

Who It's For

DIY investors who want a low-maintenance portfolio they can understand and manage themselves.
Workers rolling over old retirement accounts and wanting a clean, diversified default strategy.
Target-date fund investors considering a move to a more customizable structure.
Busy professionals who want a disciplined investing plan without endless fund tinkering.

What You'll Achieve

Choose the actual funds that fit your broker and account setup.
Set an allocation you can explain, maintain, and stick with through volatility.
Improve tax efficiency by placing the right assets in the right accounts.
Reduce long-term drag from unnecessary fees and neglected rebalancing.

How You'll Use It

Pick the building blocks

Use the broker guide to select the U.S. stock, international stock, and bond funds that fit your platform.

Set the structure

Choose your allocation, place the assets tax-efficiently, and direct future contributions to support the target mix.

Maintain it simply

Follow the rebalancing checklist and fee review so the portfolio stays disciplined without constant attention.

Format & Delivery

The kit is meant to make portfolio setup boring in the best possible way: clear fund choices, clear maintenance rules, and fewer opportunities to overcomplicate things.

Instant access is delivered after checkout, and the material is organized so you can move from review to action without rebuilding the process yourself.

“I wanted something simpler than my random mix of funds but more intentional than a default target-date fund. This kit showed me exactly how to make the switch.”

— Jason E., Portland

Get the Guide Today

Instant access after checkout. Review it on any device, print key pages if helpful, and come back to it whenever your numbers or timeline shift.

Buy Now — $17

Digital product for educational purposes. Not individualized legal, tax, medical, or investment advice.