Refi points break-even analyzer

Price the base mortgage, compute the break-even on buying discount points, then invest the monthly payment savings toward a goal — the monthly savings become the contribution.

finance 3 steps 3 live tools

The chain

1. Base mortgage payment → mortgage
2. Break-even on buying discount points → mortgage-points-breakeven
3. Invest the monthly savings — contribution = the payment savings → savings-goal

Run it

Fill the inputs and press Run — every step executes live and the JSON chain (each step's tool, args and result) appears here.

Or call it as an agent

curl -s https://wingmanprotocol.com/agents/templates/refi-breakeven-analyzer/run \
  -H 'Content-Type: application/json' \
  -d '{"home_price": 500000, "down_payment": 100000, "loan_amount": 400000, "base_rate": 0.07, "annual_rate": 0.07, "points": 2, "term_years": 30, "target_amount": 50000, "current_savings": 0, "goal_return": 5}'