Free tool

Free Net Worth Calculator — Where Do You Stand?

Add up your assets, subtract what you owe, compare the result against age-based Federal Reserve style benchmarks, and test how debt payoff changes the picture instantly.

Assets

Checking and savings Investments (brokerage) Retirement accounts Home value Vehicle value Other assets

Liabilities

Mortgage balance Auto loans Student loans Credit card balances Other debt Your age

Net worth summary

Total assets

Total liabilities

Net worth

Net worth percentile by age

Enter your age and numbers to compare against the benchmark table below.

Benchmarks are approximate Federal Reserve style reference points, interpolated to the age checkpoints shown.

What if you pay off debt?

If I pay off $0 of debt, my net worth becomes $0.

The slider max updates automatically to your total liabilities.

Want a cleaner month-by-month tracking system?

The Net Worth Tracker Kit adds a full spreadsheet template, quarterly review checklist, debt impact projections, and a 5-year forecast worksheet.

See the Net Worth Tracker Kit