Your assets & liabilities
Estimates are fine — round to the nearest hundred. Use today's value for the home and car.
How this is calculated
Net worth = total assets - total liabilities. Debt-to-asset ratio = total liabilities / total assets. The wealth-building stage uses ratio thresholds: under-water = negative; starting = 0–$25k; building = $25k–$100k; accumulating = $100k–$500k; preserving = $500k+. Median net worth by age comes from the Federal Reserve Survey of Consumer Finances. The snapshot button copies your inputs as JSON so you can paste them anywhere — nothing is sent to a server.