{"name":"labor_burden","title":"Labor Burden Calculator","category":"trades","description":"Fully-burdened hourly cost of an employee including taxes, insurance, PTO and billing margin.","price_usd":0.002,"input_schema":{"type":"object","properties":{"base_wage":{"type":"number","description":"Base hourly wage in USD"},"billing_margin":{"type":"number","description":"Target billing margin percent"},"futa_on":{"type":"boolean","description":"Apply FUTA"},"futa_rate":{"type":"number","description":"FUTA rate as a decimal"},"health_on":{"type":"boolean","description":"Include health insurance"},"health_month":{"type":"number","description":"Monthly health insurance cost in USD"},"liability_on":{"type":"boolean","description":"Include general liability"},"liability_rate":{"type":"number","description":"Liability rate as a decimal of wage"},"pto_on":{"type":"boolean","description":"Include paid time off"},"pto_days":{"type":"number","description":"PTO days per year"},"workers_on":{"type":"boolean","description":"Include workers' comp"},"workers_rate":{"type":"number","description":"Workers' comp rate as a decimal of wage"}},"additionalProperties":false,"required":["base_wage"]}}