family-finance

Kids Money Curriculum: Age-by-Age Financial Literacy Lessons

Name: Kids Money Curriculum: Age-by-Age Financial Literacy Lessons
Brand: Wingman Protocol
SKU: kids-money-curriculum
Price: 19 USD
Availability: InStock

$19

Teach saving, spending, earning, and investing with age-appropriate lessons that make money conversations easier at home.

Digital download • instant access • worksheet + planner format

Most parents want their kids to be better with money than they were, but it is hard to know what to teach at five, twelve, or sixteen without either oversimplifying or overloading them.

This curriculum breaks financial literacy into practical, age-appropriate lessons so families can teach habits gradually instead of dumping one giant money lecture on a teenager.

What's Inside

Structured lesson plans for ages 5 to 7, 8 to 12, and 13 to 17 so each stage gets the right mix of concepts, vocabulary, and hands-on practice.
An allowance structure template using earn, save, give, and spend buckets so money conversations become visible and repeatable.
A custodial Roth IRA setup guide for working teens who are ready to learn about earned income, long-term investing, and account logistics.
A comparison of leading kids banking apps including Greenlight, Step, and GoHenry with notes on fees, controls, and educational value.
A compound interest demonstration worksheet that helps children see how time changes even small savings habits.
A 52-week money challenge for kids that builds momentum through small goals, reflections, and simple wins.
Conversation prompts and review checkpoints so parents can reinforce ideas without turning every purchase into a lecture.

What You'll Achieve

Teach foundational money habits at the right developmental stage.
Create a repeatable allowance or earning system with clear buckets and rules.
Make saving and compound growth easier for kids to understand visually.
Introduce teens to banking and investing with more confidence and less confusion.
Build a long-run family culture around money conversations, not money avoidance.

How to Use It

Choose the age track. Start with the lesson set that matches your child now rather than trying to teach every concept at once.
Install the habits. Use the allowance framework, challenge sheets, and prompts to turn lessons into routines at home.
Level up over time. Move into banking apps, Roth IRA education, and larger money decisions as kids grow into them.

Get Instant Access to Kids Money Curriculum: Age-by-Age Financial Literacy Lessons

Download immediately after checkout and start using the worksheets today.

Buy Now → $19

✓ Instant delivery • ✓ Practical templates • ✓ Built for clear money decisions