You want a rules-based framework for what to do when a broad-market portfolio suddenly looks much smaller.
What's Inside
Use it to understand how bad bear markets have been historically, how your own portfolio may behave, and what actions can improve your odds of a stronger recovery.
- ✓A historical bear-market data set covering each major decline, typical recovery time, and percentage loss so you can anchor expectations in reality instead of headlines.
- ✓A portfolio stress-test worksheet showing how your holdings may respond to minus 20 percent, minus 30 percent, and minus 40 percent market scenarios.
- ✓A cash-buffer strategy that helps you estimate how many months of spending to hold when volatility, job risk, or retirement withdrawals are part of the picture.
- ✓A tax-loss harvesting checklist built for down markets so temporary losses can potentially improve long-term after-tax results.
- ✓A rebalancing opportunity guide showing how disciplined buying during a decline can improve future positioning when stocks are down.
- ✓A bond-tent strategy section for near-retirees plus a guide to recession-resistant income sources when sequence risk matters more.
- ✓A dollar-cost averaging acceleration guide, a bear-market psychology survival framework, and a recovery-positioning checklist for the rebound phase.
Who It's For
Built for investors who know downturns are normal but still want a more concrete response plan before the next major selloff arrives.
You need drawdown planning that accounts for withdrawals, sequence risk, and cash reserves.
You want to use down markets for tax-loss harvesting and rebalancing instead of only feeling the pain.
You want a written process that interrupts emotional reactions before they damage returns.
What You'll Achieve
Understand how far markets have fallen before and how long recoveries have often taken.
Translate broad market declines into estimated dollar losses for your own portfolio.
Use harvesting, rebalancing, and contribution rules instead of improvising under stress.
Keep enough cash and bond support to stay invested and take advantage of better future valuations.
What Buyers Say
“The stress test and recovery checklist gave me something concrete to do besides stare at my account. I stayed invested and rebalanced instead of bailing out.”Ben W. • long-term investor
Ready for the next bear market before it arrives?
Get the Bear Market Playbook and build a downturn plan that protects behavior, taxes, and long-term positioning.
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