Freelancer and VA

Freelance Rate Calculator

Calculate exactly what you need to charge to hit your income goals

Stop guessing at your rates. This calculator works backward from your income goal to tell you exactly what hourly, project, or retainer rate you need after taxes, expenses, and non-billable time.


What’s included

  • Annual income goal calculator
  • Billable hours estimator (after vacation, sick, admin)
  • Self-employment tax calculator
  • Business expense deductions
  • Hourly + project + retainer rate outputs
  • Value-based pricing guide
  • Rate increase planner

Frequently asked questions

What if I charge project rates not hourly?

The tool calculates both - effective hourly rate and the project rate needed to hit your income target.

Does it account for taxes?

Yes - self-employment tax (15.3%) plus income tax are factored in so you know what you actually take home.

I am just starting out - will this help me?

Especially helpful for beginners. Most new freelancers undercharge. This shows the math on what you actually need.

$17 one-time

Instant download. Google Sheets template. Works on any device.

Get Instant Access →
  • Lifetime access
  • Google Sheets + Excel compatible
  • Free updates forever
  • Works on mobile and desktop

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One-time $17 — Instant PDF + spreadsheet. 30-day guarantee.

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